Question:
Under what circumstances will a contingent beneficiary be paid the death benefit?
Los beneficiarios de los contingentes frente a los principales beneficiarios
A fin de que su beneficiario o beneficiarios de los contingentes para entrar en juego en su hipoteca de Protección de beneficios de Seguros de Vida a Término de muerte, su principal beneficiario o beneficiarios deben morir antes ellos y usted. Tan simple como suena, se confunden a muchas personas, cuando un beneficiario primario muere después de que el asegurado ha muerto, pero antes de que se haga un pago de beneficio de muerte.
Si su principal beneficiario muere después de morir, pero antes de que el beneficio de seguro de vida de la muerte se paga, entonces la vida de la prestación del seguro de muerte serán pagados a sus herederos, en lugar de a los beneficiarios de los contingentes (es). Eso es porque el principal beneficiario estaba vivo cuando el asegurado fallecido, lo que hace que sus herederos tienen derecho a su beneficio de muerte.
Si un beneficiario principal debe morir antes de los asegurados, aunque sólo sea por minutos, y luego sus herederos ya no tienen derecho a las prestaciones de muerte y en su lugar se enviará al beneficiario o beneficiarios de los contingentes.
Seguro De Protección Hipotecario Frequently Asked Questions
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What should I consider when shopping for Mortgage Insurance Online?
Should I get Cheap Mortgage Insurance?
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Should rates be my only concern when shopping for mortgage life insurance?
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Can an accidental ommission on a life insurance application result in a denied claim?
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Should I even bother with insurance when I am young and healthy?
Should I get a Mortgage Insurance Plan through my lending institution?
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What if I'm not sure how to answer questions on the application?
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Will a bank draft payment help me avoid lapsing?
If my policy lapses, can I ever get it back?
Can I get a refund if I don't want my policy?
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Can the insurance company exclude specific activities?
Under what circumstances will a contingent beneficiary be paid the death benefit?
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Does the death benefit have to be purely my mortgage balance?
Are there any ways to reduce my mortgage protection premiums?
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If I quit smoking after my policy is issued, can I get a new rate?
What is the Mortgage Insurance underwriting process for?
If I plan to do any foreign travel, will I need to fill out any additional paperwork?
What is the difference between Mortgage Insurance Protection and mortgage life insurance?
What should I have prepared when applying for Mortgage Protection Plans?
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How can I reduce the dollar amount of the insurance quotes I receive?
Is there any way to redice the amount of money I spend on insurance for my family?
How much extra on my mortgage life insurance will I be charged if I am in poor health?
What are per stirpes and per capita?
Does the insured individual have to own the mortgage life insurance plan?
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| Barbara Gibson |
