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Many consumers new to Online Mortgage Insurance are concerned about the safety and security of buying their mortgage insurance online. Compared to the traditional method of having an agent who you can call with questions and give your payment to each year, quarter, or month, the sudden appearance of an entirely new method to buying and managing a policy is startling.
But Online Mortgage Insurance is no less safe or secure than traditional methods of insurance purchase and management. Each Online Mortgage Insurance company has phone lines that are dedicated to customer service and billing questions. Many of them also have email addresses and online chat functions.
When you buy Online Mortgage Insurance and you decide to make your payment online, you're taken through a secure server that requires a password and keeps all the information you enter completely private. If that doesn't satisfy your need for security, you can still make your payments by mail if you would prefer. You see, Online Mortgage Insurance does not take options away from you, it simply gives you more of them!