Mortgage Protection Insurance Rates can be heavily influenced by the information contained in your motor vehicle report (MVR). An MVR is a report issued by your local licensing authority that details all of the accidents and other driving violations listed on your driving record. These violations can indicate to an underwriter how risky your behavior behind the wheel is and can influence the affordability of the Mortgage Protection Insurance Rates you receive.
If you would like to get an idea of what information may be on your MVR before you begin looking for mortgage protection insurance, then you should contact the department of motor vehicles in your state. You can access each of the individual websites for states you may have a driving record in by going to the main site, http://www.dmv.org. You may need to pay a small fee in order to receive your report.
Once you receive your report, if you think that any of the information is incorrect, be sure to contact the Department of Motor Vehicles in your state.